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Hello, today we will discuss about the major
housing program which we are running right

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now is the PMAY and with this the technology
submission which government of India has adopted,

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before we come to this discussion what will
have today let us summarize or let us have

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quick recap what we have discuss last day
related to this technology last day we showed

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you some example of the mass housing projects
constructed by the industrial building system

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or the fabricated components.

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And we learn that even for India the housing
projects by using pre-fabricated components

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is feasible and viable and it can offer the
time and cost efficiency than the other conventional

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constructed projects.

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So today we will discuss the housing for all
mission and technology submission.

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So PMAY is essentially announce program started
with the aim of housing for all by the year

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2022.

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So by the time the nation complex 75 years
after the independence every household will

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get a pakka house that is the aim and target
for this program and the pakka house will

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consist the water connection ,toilet facility
and 24 x 7 electric supply and also the pakka

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accessibility in terms of road for all house,
that is the aim of the PMAY.

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So in 2015 last year it was launched with
the grand aim of the housing for all in short

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it is called HFA mission.

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So this mission covers basically more than
4000 statutory town municipal corporations

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and municipality.

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So it involves the in site rehabilitation
which is called redevelopment of existing

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slum using land as an asset through private
corporation , so when we discuss land component

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earlier in this series of lectures we saw
that the redevelopment is one of the major

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concern which government of India is focusing
and this is the example were you can see that

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redevelopment is encouraged as the incentive
rehabilitation.

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Earlier government tried or attempted many
options by resettling the slump of people

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outside the project, outside the area little
away from the city outs cover the city, where

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right now the whole objective is to inactive
rehabilitation.

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Then the in very important part which used
consistories is credit leaks link subsidy,

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so subsidy will be given which is link with
credit of or the housing finance taken by

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the people that is another very important
part.

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Affordable housing in partnership this particular
unit was they are also doing the JNNURM.

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it is the mechanism were the private sector
and public sector they come hand to hand hand

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to hand and they make the partnership and
they deliver the housing projects, so affordable

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housing in partnership is existing in this
scheme also and also subsidy for singular

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house development apart from that any poor
person which is making their own house they

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will also get some subsidy out of the government
fund.

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So the objective is we told that the affordable
home site water connection, toilet facilities

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we have discussed 2 crore houses to be built
across nation's length and breadth and the

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main target population here is this lower
income group and economically weaker construction

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were they are in the cities and the towns
and also 2 million non slum urban poor household

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who are proposed to be covered under the mission.

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So one part is the slum population which is
basically coverings economical weaker section

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LIG other than the slum they are some non
slum population who which will also covered

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under this mission.

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Now let us see the mission high lights this
will discuss already another thing the beneficially

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characters raise at the family comprising
the husband wife and unmarried children they

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will be given the priority.

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Other than that the target groups are Indian
women of all religious and caste.

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Everyone will be equally eligible no biased
treatment on basis of caste or religion will

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be there.

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So people who come from the low income and
the economical weaker sections of the society

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including the ST and SC people they will be
given priority and that this program.

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Now this whole mission PMAY or housing for
all mission have 4 peelers or 4 major sub

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component namely the slummed redevelopment.

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Affordable housing through credit linked subsidy,
affordable housing in partnership, subsidy

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for beneficial led housing in the first sub
component basically I told you that the whole

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focus is to redeveloped the slum as is varies.

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Wherever they are in the same site the same
location the slum can be redeveloped.

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So in this redeveloped they are using land
of resource.

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I talked about the land sharing model value
view discussed the land as reform, land as

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policy unit that time also discuss that how
land can be used.

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So apart from the land sharing there are giving
FSI and FAR and TDR to the prospective developer

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to encourage.

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The redeveloped in the slum project are the
slum location and not only that there all

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shard giving the rupees 1 lakh per house as
a government contribution.

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So that whole project became viable.

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The second component other then the slum,
the first component is by in larges dependent

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it is made for the slum population.

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The second so this is basically a kind of
supplies or intervention it is basically giving

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the houses to the people delivering the houses
to the people.

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The second component which is housing affordable
housing through credit link subsidy is the

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devein side intervention because it is helping
a poor people LIG by giving the subsidy in

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the housing loans of 6.5 % up to 6 lakhs one.

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So if a poor parson gets a house even from
the slum in the redevelop project are from

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the market.

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They can get interest subsidy of 6.5 % few
ledger back view going the discuss the housing

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finance that time also discussed that interest
subsidy is one very important element what

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government of India brought in the current
last few years.

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So the second component is focus on that.

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The third component which is basically affordable
housing in partnership in 19’s after the

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land became very carefully for the housing
projects which we discussed.

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The bigger was not available.

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So, government wanted no private authority
because of the here urban land selling act,

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so for that reason the large personal land
was not available.

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So only one mechanism was possible that if
government acquires the land government provide

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the bigger land and the private sector who
is otherwise unable to acquire the bigger

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land from the market.

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They can come and they can invest their money
and both can make a partnership and deliver

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the housing.

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So here the government can provide the land
and private sector they can provide the money.

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So land and finance these are two very important
resource put together that was the major essence

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of the join venture PPP projects in the housing
sector which was tried in ninety’s and based

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on the learning’s and its efficacy and tested
models of the join venture projects the government

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of India they have adapted affordable housing
in the partnership during the genuine ram

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period .
And now the current PMAY has adapted that

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particular model with little modification
now under this model the private sector or

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public sector including parietal agencies
will be given assented assistance 1.5 lakh

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5WS house in projects are 30% houses 5WS category
is resolved.

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And then apart from this so this is basically
a facilitating method so that the market including

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the private sectored encourage to create more
number of housing.

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Whereas the first two it was the supplied
side intervention and it was the demand side

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intervention.

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So this is also act to the supplied site it
will generate more housing because the private

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sector is also participating.

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The second part the subsidy for the beneficially
rate housing it is demand side mechanism,

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because in the subsidy central assistance
of 1.5 lakh per beneficially it will help

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people to help their house constructed by
themselves in the cities or towns, so this

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is another subsidy component or the demand
side intervention.

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So based on this 4 peelers or the 4 sub component
the whole PMAY is working right now.

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Every state government are working to prepare
the state plan and the city level plan to

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submit to the government of India to get the
funding under 4 component and to deliver more

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housing in your future.

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This we discussed so here you can see that
the income criteria what they are discussing

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the 3 lakh and 3 to 6 lakh for EWS and LIG
correspondingly and apart from that the we

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have discussed expansion element of the room
and kitchen that is also mention the Manual

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Scavengers, women, SC/ST/OBC, minority, and
this type of people will we given priority

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for the get in the house under the PMAY.

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There are few phases cons visualize face 15
to 17, 17 to 19 and 19 to 2022 under the three

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face whole program or mission will be completed.

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So that we can reach housing for all by 2022.

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This is typical comparison of Indra Ayiy Jojana
and PMAY how the cast sharing is compared

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we have taken a can story example from the
Tamilnadu State.

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Where we can see that the estimated cast of
one house under the IAY right now is 1,20,000.

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Whereas for the urban area it is 1.7 lakh
or 1,70,000 and the total amount including

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the serves component are the infrastructure
component coming it is around 1.5 lakh and

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for the urban area it is coming around 2 lakh.

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So, it is not differing much but roughly the
unit cost of the IAY three four of the unit

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caste visit PMAY.

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No under the PMAY they have conceptualize
technology sub mission, in the last lecture

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we discuss that the technology can be are
driver to deliver more number of housing in

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given shorted period of time with more cost
efficiency and time efficiency and we have

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showed the examples and we have discuss various
typologies.

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Now this time for the first time government
of India understood this basic understanding

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this there that technology can be a fantastic
driver to deliver more housing.

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Before that also the mention of the technology
as a catalytic was there in the national urban

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housing and habitat policy.

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But, right now the technology sub mission
is conceptualize in a bigger way it is NV

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stage to change the technology for onsite
construction to a offsite construction with

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green and uninvited more up technology.

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So, that better quality of the housing within
given the period of times achieve have full

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by the people.

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It is possible.

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Now technology sub mission has fore component
which there government of India as identified.

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The first component is the design the planning.

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They are very much consent about the final
product as housing.

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So the design and planning could be very much
innovative with 100% effectiveness of the

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floor area 100% effectives of the design of
the openings in terms of light and ventilation

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and energy efficiency.

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So there involved there designer planning.

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The second component involve the appropriate
technology and materials.

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They are so for identified 8 technology and
latter on the have I did another 8 technologies,

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so 16 technologies and approved material which
are durable green which is eco friendly which

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they can use for long term period.

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So, that is the second component under the
technology sub mission.

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The third component is green building concept
using natural recourses as the building components

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which are used in the new technology should
be green involving a very less amount of the

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end body energy, so that the component is
eco-friendly and also it is very least amount

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energy for running and maintain in the material.

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So, green element of the building design is
involved here.

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So the first component devoir the design or
planning of the up the composes the layout

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and the building units assets.

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The second component involve the technological
part.

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The third component involve the basically
material natural resource parts, its performance

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parts and fourth component involve in the
earthquake and other disaster resistant technologies

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it come involve the vales resilient factor
of a housing or a building.

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So because building housing with talk him
first ledger that housing is also ensuring

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the 50 factor of the people are the inhabited
are the usages.

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So we cannot compromise in this matter.

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Because last few decades we have seen that
severe earthquake or severe natural disasters

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happen in our country and as a result major
demand was there in housing project.

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So we can being new innovative technology
and materials, but not compromising with the

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safety and security of the structure and the
material.

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The government of India there are partner
with willing IITs, NITs and school Planning

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Architectural for developing the technology
and this materials.

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Because as of now the same of materials already
develop being experimented in simple approach

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some of the materials are not developed some
of technology are develop and executed experimented

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one search example we discussed last ledger
same of the technology are begin developed

00:16:42.259 --> 00:16:45.160
by same research level reduce or the developer.

00:16:45.160 --> 00:16:55.610
So they want commend all this and they want
bring the technology with here under developed

00:16:55.610 --> 00:16:56.610
and not experimented.

00:16:56.610 --> 00:17:01.019
So, the IITs, NITs planning or Architectural
schools are coming off to experiment all the

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technology to make the prorated demonstrates
houses.

00:17:03.829 --> 00:17:10.339
So that government after same time is able
to take the technology options across the

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country and they can use suitably the appropriate
technology for appropriate target groups for

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each state.

00:17:18.150 --> 00:17:25.100
That the works going on right now and then
stated region pacific need for technology

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and this design would also be supported and
not the sub mission for example the state

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likes Uttarakhand, Himachal Pradesh or Sikkim
or Arunachal Pradesh this are the hill states,

00:17:36.790 --> 00:17:42.010
so the hill states they have different geographical
variation to photographical variation the

00:17:42.010 --> 00:17:49.390
plain land and the other location are likes
resorted are the forest land sub different

00:17:49.390 --> 00:17:53.049
texture different controls all together.

00:17:53.049 --> 00:18:00.390
So how different regions can generate different
design different planning and different technological

00:18:00.390 --> 00:18:06.000
options could be adapted those matching those
metrics are also being explode at the government

00:18:06.000 --> 00:18:07.000
level.

00:18:07.000 --> 00:18:11.010
So the next level the private company, private
developer, state government authorities the

00:18:11.010 --> 00:18:16.760
housing board of the developer authorities
are pool to gather and told that okay this

00:18:16.760 --> 00:18:18.490
is a matter this is a option.

00:18:18.490 --> 00:18:26.530
So to choose the option and do the need full
whatever is required.

00:18:26.530 --> 00:18:33.510
So at the first stage there are identified
8 such technologies which are personally are

00:18:33.510 --> 00:18:39.570
fully experimented in India for example the
monolithic concrete construction system using

00:18:39.570 --> 00:18:45.690
plastic aluminum form work this is one technology
system monolithic complete construction system

00:18:45.690 --> 00:18:52.480
using aluminum form work expanded polystyrene
in code panel system this is a under development

00:18:52.480 --> 00:18:58.410
industrialized 3-S system using precast RCC
column beams and cellular light Where concrete

00:18:58.410 --> 00:18:59.410
systems.

00:18:59.410 --> 00:19:01.030
The last day the example I showed for Mahada
and Shrieked System the last day the example

00:19:01.030 --> 00:19:06.860
I showed for Mahada and Shrieked they are
using the three system so this is one of the

00:19:06.860 --> 00:19:12.050
system which is already tested in the ground
and then speech floor phase system which is

00:19:12.050 --> 00:19:20.720
a very first system to construct a free floor
in a quicker time then GFRG balance which

00:19:20.720 --> 00:19:28.309
is nothing but the glass fiber reinforced
gypsum panel building system this system basically

00:19:28.309 --> 00:19:32.049
experimented for lower storied building in
India but there are organizations who are

00:19:32.049 --> 00:19:37.720
working for the higher stories compared and
the high rise building, so this can be prescribed

00:19:37.720 --> 00:19:43.480
for atleast some of the geographical location
to deliver bigger housing projects.

00:19:43.480 --> 00:19:49.840
Then factory made fast track modular building
system this also under experimentation some

00:19:49.840 --> 00:19:52.080
of the IIT’s working on this.

00:19:52.080 --> 00:19:57.630
Light gauge steel frame structure LGSF system
so these are the 8 technologies after that

00:19:57.630 --> 00:20:03.870
they have identified another technologies
one public sector under taking Hinduism preferably

00:20:03.870 --> 00:20:07.669
submitted they are working under the ministry
of housing and property alleviation they have

00:20:07.669 --> 00:20:15.880
made various demonstration houses so somebody
if you are interested to see how it works

00:20:15.880 --> 00:20:20.679
you can visit their factory, visit their campus
to see the efficacy.

00:20:20.679 --> 00:20:25.940
Otherwise the example site showed involving
system that is also good example other than

00:20:25.940 --> 00:20:32.090
that also there are various companies in India
who are working regionally or locally in every

00:20:32.090 --> 00:20:37.890
states or some of the cities atleast, so based
your location your home town you can pick

00:20:37.890 --> 00:20:44.500
up the example and you can see or relate or
connect with the example based on the technologies

00:20:44.500 --> 00:20:51.039
which we discussed on that at the technologies
submission.

00:20:51.039 --> 00:20:58.960
So to summarize here in the Pradhan Mantri
Awas Yojana is a centrally sponsored program

00:20:58.960 --> 00:21:09.000
or mission which is aiming housing for all
by 2022 that is the 75 years after the independence,

00:21:09.000 --> 00:21:15.830
so this program is aiming housing for all
delivering more than two crore house for economical

00:21:15.830 --> 00:21:23.980
weaker section and lower income group people
within 2022 in three phases up to 2017, 2019

00:21:23.980 --> 00:21:27.909
and 2022 it has four components.

00:21:27.909 --> 00:21:35.520
The first component deals about the re develop
of the slums in the same site rehabilitating

00:21:35.520 --> 00:21:41.710
then in the same site by for their livelihood
and for their house using the land as a resource

00:21:41.710 --> 00:21:47.059
using the land sharing and other mechanism
so that the people build have to be rehabilitated

00:21:47.059 --> 00:21:51.580
elsewhere so that is the first component and
for this component government will provide

00:21:51.580 --> 00:21:57.190
some amount of money for each beneficiary
group.

00:21:57.190 --> 00:22:04.530
Second component deals with the credit linked
subsidy which is nothing but the every poor

00:22:04.530 --> 00:22:10.330
people who wants to purchase from the market
or from developer or from the re develop project

00:22:10.330 --> 00:22:16.470
they can get a 6.5% interest to subsidy if
they take a housing loan from a bank upto

00:22:16.470 --> 00:22:19.390
six lakh rupees that is a second component.

00:22:19.390 --> 00:22:26.150
The third component deals with the affordable
housing in partnership government will provide

00:22:26.150 --> 00:22:30.600
some amount of money for economic weaker section
and lower income group.

00:22:30.600 --> 00:22:35.980
if the private sector and the public sector
come together they develop the PPP projects

00:22:35.980 --> 00:22:41.980
or joint venture projects and also the 35%
of the total units are reserved for the economical

00:22:41.980 --> 00:22:48.820
weaker section so that is a third component
which is basically supply site intervention

00:22:48.820 --> 00:22:53.039
because of this government will be able to
deliver more housing.

00:22:53.039 --> 00:22:57.929
The fourth component of the Pradhan Mantri
Awas Yojna is the direct subsidy of the housing

00:22:57.929 --> 00:23:04.039
which is developed by the owner itself maybe
the isolated building isolated housing.

00:23:04.039 --> 00:23:08.840
So in that case where owner takes of the construction
of their own house in their site government

00:23:08.840 --> 00:23:12.200
will provide some subsidy of one lakh or so.

00:23:12.200 --> 00:23:19.289
So it is under the four component government
is providing the support to the directly to

00:23:19.289 --> 00:23:24.620
the breviary through the state government
and the municipal corporation to achieve the

00:23:24.620 --> 00:23:25.950
more housing.

00:23:25.950 --> 00:23:31.430
One subset Of Pradhan Mantri Awas Yojna is
a technology submission the main essence of

00:23:31.430 --> 00:23:37.179
the technology submission is to bring in our
country the new innovative technology green

00:23:37.179 --> 00:23:38.179
technology.

00:23:38.179 --> 00:23:44.680
Which will reduce the time of the construction
substantially which will reduce the cost because

00:23:44.680 --> 00:23:52.000
of the time and which will deliver more affordable
house in a quicker possible time so the technology

00:23:52.000 --> 00:23:57.520
submission is frame under the ministry of
housing and urban property alleviation the

00:23:57.520 --> 00:24:04.779
organization like the MTPC and HOTCO they
are the key the model agency who are coordinating

00:24:04.779 --> 00:24:07.159
the progress of the technology submission.

00:24:07.159 --> 00:24:13.280
Under the technology submission it has four
component design and planning, the green building

00:24:13.280 --> 00:24:20.950
and the resource the safety again the natural
disasters and the material components so apart

00:24:20.950 --> 00:24:29.580
from that they have identified 8 new technologies
which is potential to deliver the green technology

00:24:29.580 --> 00:24:35.049
and the faster technology to deliver more
housing out of 8 technologies which we discussed

00:24:35.049 --> 00:24:42.030
few technologies are already developed and
experimented few technologies are being experimented

00:24:42.030 --> 00:24:47.400
and in near future because this technologies
are being experimented through IIT and IT

00:24:47.400 --> 00:24:54.820
and all the research labs in the country so
after sometime government will be able to

00:24:54.820 --> 00:25:03.360
experiment all this technologies to deliver
more housing and another point we mentioned

00:25:03.360 --> 00:25:10.780
that the state and region specific solution
for the design and the technology and the

00:25:10.780 --> 00:25:14.780
housing projects as such as being explode
under the technology submission.

00:25:14.780 --> 00:25:21.000
So within a few couple of years we will be
able to see that apart from the mainstream

00:25:21.000 --> 00:25:25.330
benefit of the Pradhan Mantri Awas Yojna we
will see lot of housing projects using the

00:25:25.330 --> 00:25:31.029
new technologies which will be delivering
the housing in a quicker possible time in

00:25:31.029 --> 00:25:36.030
all the major cities, so with this is note
we conclude the discussion on the Pradhan

00:25:36.030 --> 00:25:41.390
Mantri Awas yojna and the current government
program and technology submission.

00:25:41.390 --> 00:25:48.210
The next we will some of the discussion on
the part 1 which is the policy element last

00:25:48.210 --> 00:25:55.010
few lectures like 10 to 12 lectures we discussed
various policy element like land, finance,

00:25:55.010 --> 00:26:01.159
technology and legal and institutional sector
so next we will summarize the discussion and

00:26:01.159 --> 00:26:05.020
we will start the introduction to the planning
part so that the few lectures we can take

00:26:05.020 --> 00:26:09.070
on the planning of the housing for a city,
so thank you.

